By entering, accessing or using the Service you acknowledge that you have read, understood and agree with these terms of use with 0Chain and 0Chain Privacy Policy, posted at https://zus.network/privacy-policy, and incorporated herein by reference (collectively, the “Terms”) and you agree to be bound by them and to comply with all applicable laws and regulations regarding your use of the Service. These Terms are a binding and enforceable legal contract between you and 0Chain, so please read them carefully. 0Chain reserves the right to fulfill its obligations to you under these Terms.
IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT ACCESS OR USE THE SERVICE.
The Service is not allowed for use by individuals who are under the age of eighteen (18) years old or who are not of the age of majority in the place where they are located or domiciled.
The Service consists of 0Chain performing the following for you: (i) collecting and storing Data; and (ii) communicating Data to, from and between you, 0Chain and Integrated Platforms. 0chain does not take possession or control of your Crypto.
When you make selections or adjust preferences made available to you in the Account, such selections shall form part of these Terms.
The Services may include an Account that will be used to identify some of your preferences and serve as a record of some of your activity within the Services. When you sign up for an Account, 0Chain will use the information you provide to determine whether you are eligible for an Account as well as other purposes described in these Terms. 0Chain may decline to grant you an Account (or, alternatively, suspend any existing Account without liability to you) for any reason or for no reason. Once 0Chain decides that you are eligible for an Account, it may create your Account when you have completed all of the following steps: (i) provide your email address to us; (ii) confirm your email address through an exchange of emails; (iii) provide your mobile phone number; (iv) verify your mobile phone by SMS exchange or OTP; (v) accept these Terms; and (vi) provide such other information as we may request. Once we create your Account, it might be accessible to you through the Service. Your Account is different from Your Wallet. At the discretion of 0Chain, you may be able to create unique ID and password credentials that you will use to access your Account. You agree to keep any such Account ID and password confidential, and not share them with anyone else. You agree not to let anyone else use your Account or the Services in your name. You agree that you are solely responsible for any activities that take place via your Account or use of the Services using your identification, even if you were not aware of them.
The Service is not available for any user whatsoever. The following persons or entities are prohibited from using the Service (each, a “Prohibited User”): (i) persons or entities who appear on (A) UNITED NATIONS SANCTIONS (UN); (B) AUSTRALIAN SANCTIONS; (C) BUREAU OF INDUSTRY AND SECURITY (US); (D) EU FINANCIAL SANCTIONS; (E) OFFICE OF THE SUPERINTENDENT OF FINANCIAL INSTITUTIONS (CANADA); (F) US DEPARTMENT OF THE TREASURY OFFICE OF FOREIGN ASSET CONTROL (OFAC) – SPECIALLY DESIGNATED NATIONALS (SDN); (G) UK FINANCIAL SANCTIONS (HMT); (H) US CONSOLIDATED SANCTIONS; (I) DEPARTMENT OF STATE, AECA DEBARRED LIST (US); (J) DEPARTMENT OF STATE, NONPROLIFERATION SANCTIONS (US); (ii) persons or entities or who are nationals or residents of Cuba, Iran, North Korea, Sudan, or Syria; (iii) persons or entities who are less than 18 years of age or not of the age of majority in Your Jurisdiction; (iv) persons or entities located in or domiciled in a jurisdiction where use of the Service or Transactions is illegal or requires a license or registration that such person or entity does not hold; and (v) Persons, or their Affiliates who have been subject to termination by 0Chain.
If you are not yet both eighteen (18) years old and of the age of majority in Your Jurisdiction, you may not use the Service. We reserve the right to require you at any stage to provide proof of age so that 0Chain can verify that you are not a Prohibited User. Prohibited Users shall be blocked from using the Service.
The Service is not permitted for any use whatsoever. You shall not use the Service for any Prohibited Use (as defined in the glossary below).
The Service does not support any Transaction with any Exchange or other Integrated Platform whatsoever. You shall use the Service only in furtherance of Transactions involving only Crypto that has been indicated as compatible by the Integrated Platform, Exchange and 0Chain, as applicable (all other, crypto currencies or tokens that are not so indicated, “Prohibited Crypto”).
If you are resident, domiciled or located in the State of Texas, all stablecoin, meaning Crypto that is backed by sovereign currency, precious metals, or other cryptocurrency, is Prohibited Crypto, unless the relevant Exchange or Integrated Platform selling to you is licensed as a money transmitter by the Texas Department of Banking.Some digital tokens are illegal securities. You shall not use the Service in respect of any trade in any shares, equity or other security, whether legal or not. If you are not sure whether a given asset is a security, please obtain legal advice in Your Jurisdiction, and consult the U.S. Securities and Exchange Commission (SEC) publications on ICOs (www.sec.gov/ICO) and related topics. The fact of the Services being compatible with a given Crypto shall not be construed as an opinion as the securities status of the Crypto or any other legal or factual aspect of the Crypto.
0Chain reserves the right to modify the Service, suspend or terminate it without prior notice to or consent from you. You agree that Data or other content available through the Service may be changed or removed at any time without any notice to you. 0Chain shall not be liable to you or to any third party for any modification, suspension, error, malfunction or discontinuance of the Service.
The Services allow you to send and receive Data with respect to a Transaction to, from and between us, Exchanges and other Integrated Platforms. The Services allow you to send and receive Data with respect to a Transaction to, from and between us, Exchanges and other Integrated Platforms. From time to time, Exchanges may offer to sell or buy Crypto to or from you, always pursuant to their own Exchange Terms to which 0Chain is not a party. If you wish to use the Services to deliver Data concerning a Transaction to an Exchange or other Integrated Platform, then complete the Data fields provided to you through the Service and 0Chain will use commercially reasonable efforts to send or receive the Data in question to or from the Integrated Platform in question, as the case may be. As detailed in the 0Chain Privacy Policy, Data that we may obtain or send to or for you, an Exchange or other Integrated Platform may include but is not necessarily limited to: your name, date of birth, address, identification document, utility bill, other know-your-customer and customer identification information, payment currency selection, payment card information, bank or other payment account information, Crypto type, Your Wallet address, Your Return Wallet address, payment currency selection, other Integrated Platform Data, IP address and other information detailed in the 0Chain Privacy Policy. The fact of 0Chain sending Data to you from an Integrated Platform does not mean that that Data is correct and 0Chain makes no representation as to the completeness or accuracy of any Data communicated through the Service.
For a Transaction consisting of your purchase or sale of Crypto from or to an Exchange, the Service may display to you the price at which an Exchange is offering to sell or buy Crypto. That price is Data from the Exchange simply communicated to you by the Service, with no representation as to its accuracy. You may then be able to use the Service to inform the Exchange of the amount of Crypto you wish to purchase or sell, supply your payment information and other Data necessary for the prevention of the financing of terrorism, money laundering, fraud and security breaches. 0Chain will use commercially reasonable efforts to deliver such Data to the Exchange and its replies to you with respect to the Transaction. 0Chain reserves the right to suspend the Services in respect of any or all Transactions at its sole and absolute discretion for any reason or for no reason. Each Exchange has the right to also suspend or decline any Transaction at their discretion and pursuant to their Exchange Terms. Crypto Transactions, if any, occur pursuant to Exchange Terms and not these Terms.
As set out within the Services, subject to your consent and the 0Chain Privacy Policy, posted at https://zus.network/privacy-policy, 0Chain may also, at its discretion, offer the communication of Data for you to and from Integrated Platforms for other forms of Transactions
0Chain is not a party to Exchange Terms or other Integrated Platform Terms and has no liability to you or any third party under any of them. 0Chain does not itself purchase or sell any Crypto. 0Chain does not take possession or control of Transaction Crypto or Fiat. All Transactions, if any, take place between you and an Exchange; 0Chain is not a party to them. If you have used 0Chain to provide or receive payment Data (e.g. a payment card or bank account information) so that the Exchange can take a payment from you or make a payment to you and such payment succeeds or fails, you do not receive the corresponding Crypto that you have agreed to purchase under the Transaction or do not receive the corresponding Fiat you have agreed to accept in exchange for the sale of Crypto under the Transaction, 0Chain shall have no liability to you for such outcomes and you shall look to only the Exchange for recovery. If you are entitled to a refund from an Exchange or other Integrated Platform for a given Transaction or otherwise, you shall look only to that third party for such refund and not to 0Chain. If your payment method for Crypto does not work or is declined by Exchange or other Integrated Platform, 0Chain is not liable for such failures and shall have no duty to extend credit to you or cause any third party to complete any Transaction. 0Chain does not endorse any third party product or service even if such third party is an Integrated Platform. Exchanges may decline to make or receive payment by any method.
The Service includes a feature where 0Chain may offer to store your payment card, bank account or other payment account information using a secure third party service retained by 0Chain for that purpose. When providing such Service, 0Chain shall collect, process, store, transmit and delete such payment account information as per the 0Chain Privacy Policy, posted at https://zus.network/privacy-policy. On your instructions, 0Chain shall send your payment account information to Integrated Platforms. 0Chain is not responsible for any errors in your payment account information nor any use thereof by any Integrated Platform or any other third party.
Exchanges and other Integrated Platforms are mostly government-licensed, registered and regulated entities that have a legal obligation to review Transactions to prevent the financing of terrorism, money laundering, crime and other illegal or risky activity. During and following the term of these Terms, you shall provide such Data as 0Chain or any Integrated Platform shall require to perform a thorough review of you and each Transaction. Any failure by you to provide such information constitutes a material breach of these Terms.
0Chain does not charge you fees for processing your transaction. Any fees charged by 0Chain are in consideration for additional related services necessary for completing the transaction in a compliant manner. The amount of fees charged by 0Chain may differ depending on the referring site/application. Exchanges and other Integrated Platforms also charge fees under their respective terms; please read them carefully before carrying out any Transaction. Amounts that you pay to an Exchange or other third party may be subject to foreign exchange conversion costs for which 0Chain is not liable. Your payment card issuer or other payments provider may charge fees for your use of the relevant payment instrument when processing a Transaction with an Exchange; 0Chain is not liable for any such fees or other banking fees you may incur.
Once a payment is approved and cryptocurrency has been sent to your wallet address, it cannot be canceled or refunded.
You acknowledge and accept that there are inherent risks associated with Crypto and that such risks extend to Transactions. These risks include but are not limited to the failure of hardware, software or internet connections, the risk of malicious software introduction and the risk of unauthorized access to Account (if any) or Your Wallet. It is your responsibility to familiarize yourself with the risks involved with Crypto, their protocols and networks. Use of the Service does not remove these risks. 0Chain is not responsible for any communication failures, disruptions, errors, distortions or delays when using the Services, however they may be caused. Transactions are contingent on the relevant Crypto network remaining operational which may be a function of Crypto miners, none of which are controlled by 0Chain and for which 0Chain has no liability. You acknowledge and agree that the value of Crypto can change rapidly and without warning, increase or decrease unexpectedly and may even fall to zero. Transactions will take time to be confirmed and may in some cases not be completed. If you attempt to send or receive Crypto that are not supported by Your Wallet or Integrated Platform they may be lost entirely and not be recoverable. In no event will 0Chain be liable to you or to any third party for any of the foregoing. If the Services post a dollar value in association with a given Crypto, such posting does not constitute a representation or guarantee as to the actual or projected value of such assets. Instead, it is third party Integrated Platform information published to Service for your general information only, and you should not rely on it for any financial decision. It is your responsibility to independently ascertain the value of your Crypto, without relying on the Services. You understand and accept that there are also inherent risks associated with using any Crypto. Crypto is not Fiat money and it is not insured by the FDIC or any other insurer. Most Crypto Transactions are irreversible and if you lose the private keys to Your Wallet, all your Crypto may be taken and may not be retrievable. These risks include but are not limited to unanticipated changes to the network protocol and unknown vulnerabilities which may include or result in underlying technology attacks. Other possible changes that could render Your Wallet inaccessible may include forks or rollbacks of Crypto, networks, or blockchains. 0Chain has no control over any Crypto and will not be responsible for any loss you suffer when you transact via any Crypto.
0Chain has no duty to monitor the Services for fraud or other suspicious activity. However, if 0Chain determines that any instance of the Service exposes you, 0Chain or any third party to any legal, financial, security or reputational risk, 0Chain reserves the right to suspend the Service in respect of the Transactions, persons or entities involved and 0Chain shall have no liability you or any third party for such action.
You represent and warrant to 0Chain that:
The Service is protected by copyright, trade secret and other Intellectual Property Rights. 0Chain owns the title, copyright and other worldwide Intellectual Property Rights in the Service. Nothing in this Agreement grants you any right, title or interest in the Service or other software or Intellectual Property Rights of 0Chain. All Intellectual Property Rights relating to the Service and all elements thereof shall be and shall remain the property of 0Chain and its licensors.
You shall not:
“0Chain” and all logos and other proprietary identifiers used by 0Chain in connection with the Service (“0Chain Trademarks”) are all trademarks and/or trade names of 0Chain, whether or not registered. All other trademarks, service marks, trade names and logos which may appear on or with respect to the Service, including on or in connection with an Integrated Platform, belong to their respective owners (“Third Party Marks”). No right, license, or interest to 0Chain Trademarks or to the Third Party Marks is granted hereunder, and you agree that no such right, license, or interest shall be asserted by you with respect to 0Chain Trademarks or the Third Party Marks and therefore you will avoid using any of those marks, unless expressly permitted herein.
You shall not remove any copyright notices, restrictions and signs indicating proprietary rights of 0Chain or its licensors, including copyright mark [©] or trademark [® or TM] contained in the Service, and you represent and warrant that you will abide by all applicable laws in this respect. You shall not engage in using, diluting or staining any name, mark or logo that is identical, or confusingly similar to any of 0Chain Marks.
We respect your privacy and are committed to protecting the information you share with 0Chain in connection with the Service. Our Data policy and practices and the type of information collected are described in 0Chain Privacy Policy, at: https://zus.network/privacy-policy.
You represent that all Data and other information that you provide to 0Chain and Integrated Platforms shall be true and accurate. Any false or fraudulent information or use of Service is prohibited. Without limitation, to the extent that you provide us or any Integrated Platform with any information that is false or misleading, you shall be responsible for any losses or claims arising therefrom.
On any termination of these Terms or the Service, 0Chain and its Affiliates may, at their discretion, maintain a copy of your Data for up to seven (7) years but use it only (i) to compile anonymized statistical information; (ii) to reduce possible instances of fraud; and (iii) to comply with applicable laws.
The Service may be accessible through or linked to certain third party Integrated Platforms, such as Exchanges. Such Integrated Platforms are independent from the Service. You acknowledge that 0Chain has no control over Integrated Platforms or any other third parties, and further acknowledge and agree that 0Chain is not responsible for the availability of Integrated Platforms or any other third party services, and does not endorse and is not responsible or liable for and makes no representations as to any aspect of such third parties, including, without limitation, any goods, services, content, advertisements, products, or any materials available from them, compliance with legal requirements, the manner in which the third party processes personal data or any interaction between you and such third party.
You shall read all Integrated Platform Terms and only accept them if you agree with them, and, if you use any other third party’s services, such third party services shall be governed solely by the terms and conditions and privacy policies of such third party.
You hereby instruct each Integrated Platform with whom you have Integrated Platform Terms to share Data concerning you and your Transactions with 0Chain in order for 0Chain to deliver the Services and to assist in attempting to prevent illegal, fraudulent or other harmful activity.
The Service’s availability and functionality depend on various factors, such as communication networks, software, hardware, 0Chain’s service providers and contractors, and such Third Party Services carrying the Service. The Service shall not operate or be available at all times without disruption or interruption and is not immune from unauthorized access and errors.
0Chain DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, THE INABILITY TO USE OR OPERATE, OR THE RESULTS OF THE USE OR OPERATION OF THE SERVICE.
THE SERVICE, INCLUDING WITHOUT LIMITATION ANY CONTENT, DATA AND INFORMATION RELATED THERETO, ARE PROVIDED ON AN “AS IS” BASIS AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF TITLE OR NON-INFRINGEMENT OR IMPLIED WARRANTIES OF USE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
0Chain AND ITS AFFILIATES, INCLUDING ANY OF THEIR OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS, AGENTS, PARENT COMPANIES, SUBSIDIARIES AND OTHER AFFILIATES (COLLECTIVELY, “0Chain AFFILIATES”), JOINTLY AND SEVERALLY, DISCLAIM AND MAKE NO REPRESENTATIONS OR WARRANTIES AS TO THE USABILITY, ACCURACY, QUALITY, AVAILABILITY, RELIABILITY, SUITABILITY, COMPLETENESS, TRUTHFULNESS, USEFULNESS, OR EFFECTIVENESS OF ANY CONTENT, DATA, RESULTS, OR OTHER INFORMATION OBTAINED OR GENERATED BY OR COMMUNICATED BY 0Chain HEREUNDER OR BY ANY THIRD PARTY.
0Chain DOES NOT ENDORSE ANY ENTITY, PRODUCT OR SERVICE INTEGRATED OR LINKED TO THE SERVICE OR MADE AVAILABLE IN CONNECTION WITH THE SERVICE, INCLUDING ANY EXCHANGE OR OTHER INTEGRATED PLATFORM.
0Chain DOES NOT WARRANT THAT THE OPERATION OF THE SERVICE IS OR WILL BE SECURE, ACCURATE, COMPLETE, UNINTERRUPTED, WITHOUT ERROR, OR FREE OF VIRUSES, WORMS, OTHER HARMFUL COMPONENTS, OR OTHER PROGRAM LIMITATIONS. 0Chain MAY, AT ITS SOLE DISCRETION AND WITHOUT AN OBLIGATION TO DO SO, CORRECT, MODIFY, AMEND, ENHANCE, IMPROVE AND MAKE ANY OTHER CHANGES TO THE SERVICE AT ANY TIME OR TO DISCONTINUE DISPLAYING OR PROVIDING ANY CONTENT OR FEATURES WITHOUT ANY NOTICE TO YOU.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL 0Chain AND/OR ANY OF THE 0Chain AFFILIATES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, RESULTING FROM OR ARISING OUT OF THE SERVICE, USE OR INABILITY TO USE THE SERVICE, FAILURE OF THE SERVICE TO PERFORM AS REPRESENTED OR EXPECTED, LOSS OF GOODWILL OR PROFITS, THE PERFORMANCE OR FAILURE OF 0Chain TO PERFORM UNDER THESE TERMS, AND OTHER ACT OR OMISSION OF 0Chain BY ANY OTHER CAUSE WHATSOEVER, INCLUDING WITHOUT LIMITATION DAMAGES ARISING FROM YOUR CONDUCT OR THAT OF ANY EXCHANGE, INTEGRATED PLATFORM OR OTHER THIRD PARTY.
NO ACTION MAY BE BROUGHT BY YOU FOR ANY BREACH OF THESE TERMS MORE THAN ONE (1) YEAR AFTER THE ACCRUAL OF SUCH CAUSE OF ACTION.
UNDER NO CIRCUMSTANCES SHALL THE LIABILITY OF 0Chain UNDER THESE TERMS EXCEED USD$10.00 (TEN UNITED STATES DOLLARS).
0Chain’s obligations towards you will be absolutely discharged upon delivery of Data to you or an Integrated Platform, as the case may be.
You shall defend, indemnify and hold harmless 0Chain and any 0Chain Affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, fines, late fees, cancellation fees and expenses (including attorney’s fees) arising from: (i) your use of the Service (or any part thereof); (ii) your violation of any term of these Terms; (iii) any damage of any sort, whether direct, indirect, special or consequential, you may cause to any third party which relates to your use of the Service, including without limitation any damage related to cryptocurrency purchased and/or sold by you from or to an Exchange and in connection with the Service; (iv) your violation of any third party rights; and (v) any charge-back or cancellation of any monetary deposit, cryptocurrency transfer or payment made by you through the Service.
0Chain may change the Terms from time to time, at its sole discretion and without any notice, including the Privacy Policy. Therefore, you are requested to familiarize yourself with the Terms and Privacy Policy each time you use the Service. If you have an Account, such changes shall take effect 30 days following their being posted to the Service. However, whether or not you have an Account, in the event that the Terms are amended to comply with legal requirements, to enhance security, or they do not otherwise result in a reduction in Service features, such amendments shall take effect immediately and without any prior notice.
At any time, 0Chain may block your access to the Service or terminate these Terms, for any reason, at its sole discretion, in addition to any other remedies that may be available to 0Chain under any applicable law.
Additionally, 0Chain may at any time, at its sole discretion, cease the operation of the Service or any part thereof, temporarily or permanently, without giving any prior notice. You agree and acknowledge that 0Chain does not assume any responsibility nor liability with respect to, or in connection with the termination of the Service and/or loss of any data.
You may terminate these Terms at any time for any reason or for no reason.
No termination of these Terms shall reduce any of your liabilities which accrued prior to such termination.
If you have any questions or comments concerning these Terms or the Service, please contact 0Chain through the contact information posted in the Service.
The following terms as used in these Terms shall have the definitions indicated:
Account means a unique account that 0Chain creates within its system that serves as a record of your use of the Service.
Affiliate means, in relation to a person or entity, another person or entity that directly or indirectly owns or controls, is owned or controlled by, or is under common ownership or common control with the person or entity, or a person’s or entity’s principal partners, shareholders, or owners of some other ownership interest.
Crypto, Virtual Currency, Digital Currency means one or another convertible virtual currency, such as Bitcoin: (i) that is indicated in the Service as compatible with the Service; (ii) in which both you and an Integrated Platform wish to carry out a Transaction; and (iii) that is not illegal to own, purchase or sell in Your Jurisdiction.
Data means information concerning you, an Integrated Platform, 0Chain and relevant to you or a Transaction of yours as described in Section 5.
Exchange means an Integrated Platform that is in the business of buying, selling or exchanging Crypto for Fiat.
Exchange Services means those products or services offered by Exchanges to you pursuant to Exchange Terms.
Exchange Terms means the legal terms of use, purchase or sale applicable between you and an Exchange for a Transaction or other Exchange Services.
Fiat means real money issued by a sovereign nation.
Integrated Platform means a third party: (i) with whom you have entered into an agreement (being the Integrated Platform Terms); (ii) to which or from which 0Chain is capable of receiving or sending Data pursuant to an Integrated Platform 0Chain Agreement; and (iii) to or from which you hereby instruct 0Chain to obtain or send Data.
Integrated Platform Services means products or services offered to you under Integrated Platform Terms. For example, an Integrated Platform Service might be a Crypto wallet.
Integrated Platform 0Chain Agreement means an agreement between 0Chain and an Integrated Platform pursuant to which the Integrated Platform agrees to communicate Data to and from you via 0Chain.
Integrated Platform Terms means legal terms of use between you and an Integrated Platform concerning the Integrated Platform Services.
Intellectual Property Rights means all intellectual property rights and all tangible embodiments of such rights, wherever located, including but not limited to the following: (i) all trademarks, service marks or other designations of origin, including all registrations and related applications and all goodwill associated with any of the foregoing; (ii) all copyrights, moral rights, and other rights in works of authorship, including all registrations and related applications; (iii) all inventions and ideas, whether patentable or not, and all patent rights, patents and patent applications; (iv) all know-how, trade secrets, confidential information, and other proprietary rights and information; and (v) all other rights covering intangible property recognized in any jurisdiction.
0Chain Privacy Policy means the privacy policy of 0Chain applicable to the Services posted at https://zus.network/privacy-policy.
Transaction means an actual or attempted purchase or sale by you of Crypto from or to an Exchange for which you wish to use the Service to receive or send Data. For example, a Transaction may consist of you Buying Bitcoin from an Exchange.
Your Jurisdiction means the place where you are located or domiciled or both.
Your Refund Wallet means Your Wallet identified by you to an Exchange, via the Service or otherwise, for refunds to you.
Your Wallet means a Crypto wallet that is owned and operated exclusively by you and that is compatible with the Crypto that is the subject of a Transaction.
Prohibited Use means any act or omission that is illegal in the place where you are located or normally domiciled or where 0Chain or the relevant Integrated Platform is located or for any of the following:
